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Enterprise Risk Management for Insurers:
Actuarial Theory in Practice

ERM is the Wild West, and actuaries are the new folks in town. Some feel at home there, others don't quite get it yet. And the townsfolk tend to be suspicious of newcomers. One thing is certain, though: Actuaries are here to stay.
by James E. Rech


Operation Risk: The New Frontier

Operational risk is the new frontier in the enterprise risk management framework, and actuaries, individually and as a profession, are well suited to lead the way.
by Michel Rochette

Fundamental Changes

The Morris Review leads to a major restructuring of actuarial governance in Britain.
by W. Paul McCrossan

Social Security Reform: What's the Best Fix?

The best way to fix Social Security may be a combination of adjusting it back into balance and investing the surplus where Congress can't get at it.
by Kenneth A. Steiner

SPECIAL SECTION: SOA Annual Meeting


A treasury of Vanderhoof
For the first time, Irwin Vanderhoof's columns for Contingencies have been collected in one volume. Use our online form to get "Through an Actuarial Looking Glass" for just $16.

INSIDE TRACK
Tough Love
by Steve Sullivan

LETTERS

COMMENTARY
Is One Euro of Actuaries Worth the Same As One Euro of Financial Economists?
by Jan Dhaene, Luc Henrard, and Steven Vanduffel

POLICY BRIEFING
Mr. Smith Comes to the Academy
by Craig Hanna

WORKSHOP
Turning the Tables: Mortality Tables Should Reflect Improving Mortality
by Emily Kessler

TRADECRAFT
Understanding Insurance, Part I: Comparing Written Premium With Paid Losses
by Kevin Bingham and Richard J. Marcks

PUZZLES
Tax Season Hiring
by Yan Fridman

ENDPAPER
A Tribute to My Father
by Sam Gutterman


American Academy of Actuaries